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MyOverhead Corporation Terms of Use

End-User Subscription Agreement | Privacy Statement | Terms of Use

myOverhead Corporation makes available services, information and materials on this web site, subject to the following terms and conditions. By accessing this web site, you agree to the terms and conditions set forth in this legal notice. myOverhead Corporation reserves the right to change these terms and conditions from time to time at its sole discretion by posting such changes to this web site. By accessing this web site, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current terms to which you are bound.

• Copyright
  • Use of Services
  • Use of Web Site Information
• Warranties and Disclaimers
• Feedback, Confidential Information and Privacy
• Links to Third-Party Web Sites
• Governing Law and Jurisdiction
• Trademark Information

Copyright

This web site and its content are protected by copyright:

Copyright © 2004-2005 myOverhead Corporation. All Rights Reserved.
Except as specifically permitted herein, no portion of this web site or its contents may be reproduced in any form or by any means without prior written permission from myOverhead Corporation.

Use of Services: The services that are made available from this web site are governed by the terms of the end user subscription agreement, which accompanies or is included with such services. You will not be able to utilize any such service that is accompanied by or includes an end user subscription agreement unless you agree to the terms of such end user subscription agreement. If you do not agree to these terms, you are not authorized to use any of the services.

Use of Web Site Information: Except as otherwise indicated elsewhere on this web site, you may view, copy, print, and distribute documents available on this web site subject to the following conditions:

1. The document may be used solely for personal, informational, non-commercial purposes;
2. The document may not be modified or altered in any way;
3. Any copy of the document or portion thereof must include the copyright notice above and this permission notice; and
4. myOverhead Corporation reserves the right to revoke such authorization at any time, and any such use shall be discontinued immediately upon notice from myOverhead Corporation.

Documents specified above do not include the design or layout of this web site. Elements of this web site are protected by trade dress and other laws and may not be copied or imitated in whole or in part.

Warranties and Disclaimers

EXCEPT AS EXPRESSLY PROVIDED OTHERWISE IN AN AGREEMENT BETWEEN YOU AND MYOVERHEAD CORPORATION, ALL SERVICES, INFORMATION AND MATERIALS ON THIS WEB SITE ARE PROVIDED "AS IS" WITHOUT ANY OTHER WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABLE QUALITY, SATISFACTORY QUALITY, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THOSE ARISING BY LAW, STATUTE, USAGE OF TRADE, OR COURSE OF DEALING. MYOVERHEAD CORPORATION ASSUMES NO RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THE SERVICES, INFORMATION OR MATERIALS OR OTHER DOCUMENTS WHICH ARE REFERENCED BY OR LINKED TO THIS WEB SITE.

REFERENCES TO CORPORATIONS, THEIR SERVICES AND PRODUCTS, ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. IN NO EVENT SHALL MYOVERHEAD CORPORATION BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE REFERENCES TO CORPORATIONS, THEIR SERVICES AND PRODUCTS. SOME STATES/COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

THIS WEB SITE COULD INCLUDE TECHNICAL OR OTHER INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN; THESE CHANGES WILL BE INCORPORATED IN NEW EDITIONS OF THIS WEB SITE. MYOVERHEAD CORPORATION MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SERVICES, INFORMATION AND/OR MATERIALS DESCRIBED IN THIS WEB SITE AT ANY TIME.

This web site can be accessed from other countries around the world and may contain references to myOverhead Corporation services, information and materials that have not been announced in your country. These references do not imply that myOverhead Corporation intends to announce such services, information or materials in your country.

Feedback; Confidential Information; Privacy

Unless otherwise explicitly stated herein or in the Privacy Policy , any non-personal information or material sent to myOverhead Corporation will be deemed NOT to be confidential. By sending myOverhead Corporation any non-personal information or material, you grant myOverhead Corporation an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute that information or materials, and you also agree that myOverhead Corporation is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted information or materials to us unless: (a) you grant us permission to do so; (b) we first notify you that the information or materials you submit to a particular part of this web site will be published or otherwise used with your name on it; or (c) we are required to do so by law.

To learn more about how myOverhead Corporation protects your personal information, such as your name and address, please refer to the myOverhead Corporation Privacy Statement.

Links to Third-Party Web Sites

The myOverhead Corporation web site contains links to third-party web sites, which are not under the control of myOverhead Corporation. myOverhead Corporation makes no representations whatsoever about any other web site to which you may have access through the myOverhead Corporation web site. When you access a non-myOverhead Corporation web site, you do so at your own risk and myOverhead Corporation is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on these sites. myOverhead Corporation provides these links merely as a convenience and the inclusion of such links does not imply that myOverhead Corporation endorses or accepts any responsibility for the content or uses of such web sites.

Governing Law and Jurisdiction

This web site (excluding linked sites) is controlled by myOverhead Corporation from its offices within the State of Ohio. By accessing this web site, you and myOverhead Corporation agree that all matters relating to your access to, or use of, this web site shall be governed by the statutes and laws of the State of Ohio, without regard to the conflicts of laws principles thereof. You and myOverhead Corporation also agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the State of Ohio with respect to such matters. myOverhead Corporation makes no representation that services, information or materials on this web site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.

Trademark Information

The trademarks, logos and service marks displayed on this web site are the property of myOverhead Corporation or other third parties. The marks owned by myOverhead Corporation include, but are not limited to, myOverhead, My Overhead, My Overhead Calculating System, My Overhead Retail Calculating System, My Overhead Unit Calculating System, My Overhead Manufacturing System, My Overhead Real Estate Calculating System, My Overhead Commission Calculating System and My Overhead Service Calculating System. You are not permitted to use these trade marks, logos or service marks without the prior written consent of myOverhead Corporation or such third party which may own the marks.

Profit

At its most basic level, profit is defined as the difference between a business' income and its costs. When you evaluate whether a specific project was profitable, you typically look at gross profit. This is the project's revenue minus all of the direct costs related to it, such as personnel costs or any equipment that was required.

However, there are other items that fall into the cost or expense category, which should be included to get a clearer picture of your profitability.

These fixed or indirect costs are the costs associated with doing business and are also known as overhead. They might include rent, utilities, phone, equipment, interest on bank loans, taxes, employee salaries that are not billed to a specific project and staff training.

To determine profit, you must subtract all of your fixed or indirect cost from gross profit.

Cash Flow

Cash flow refers to both the revenue and expenses that flow into and out of a company's cash account. Cash may flow into your business through sales or operations, financing or investing. It may flow out to pay expenses or make investments.

Cash flow is crucial to a business' survival. To be successful, companies must have sufficeient cash on hand to pay employees, vendors and others in a timely manner. They should also have adequate cash available to put back into the business.

To manage your cash flow, you must shorten the length of time it takes to turn your services or product into receivables into cash, while delaying outlays of cash as much as possible.

Overhead

Overhead refers to any business expenses that are necessary for running the business, but do not directly generate revenue. Overhead may include expenses for accounting, advertising, depreciation, insurance, interest, legal fees, labor not directly related to generating income (such as clerical support), rent, supplies, taxes, telephone and utilites.